About us

We’re a new kind of lender
Mogo is a next-generation consumer finance company whose goal is to become the Amazon.com of the industry by leveraging technology, embracing transparency and delivering an amazing customer experience.
When you need money, you need it now, and without all the hoops and hassles that are typically associated with getting it. You also want to know exactly what it is going to cost you up front so you can make an informed decision without any surprises later on.
Money in one hour, guaranteed
Mogo offers the most convenient personal lending experience available anywhere. Through our website or in one of our stores, we offer a simple and immediate way to get the money you need when you need it.
A simple application, an instant decision, and guaranteed funds within 1 hour make Mogo the most convenient consumer lending experience around.
We’re different
Up until now the only way to get an instant loan was by going to high cost payday lenders. Along with having to wait in line, these lenders only offered 2 week loans with average rates of over 500%. With savings of up to 90% and loans from 2 weeks to 1 year, Mogo.ca gives consumers instant access to the money they need wherever they are, without the lines and hassle.
EBay, bills, and cash
There are so many ways to Mogo. Whether you’re shopping online, paying bills, or just need some extra money in your pocket, we’re here. We can get money into your Bank or PayPal account within 1 hour guaranteed. If there is an item for sale on eBay or if you need to book that last minute trip, you can count on Mogo.
Making a difference
Besides helping people save money, we believe in the power of small loans to help people live better lives. That is why Mogo is a proud supporter of kiva.org – a non-profit organization that is focused on helping people around the world lift themselves out of poverty with interest free loans. For every new Mogo customer, Mogo donates $1 to Kiva to support their organization.
Who is Mogo?
Mogo is a private Canadian company based in beautiful Vancouver B.C. and backed by Varshney Capital and Bluestone.vc. Having originated over $300 million in loans we are on our way to becoming a multibillion dollar player in the $300 billion consumer lending space.
We are also pleased to offer accredited investors an opportunity to invest with Mogo. Click here if you are an accredited investor and interested in learning more.
Case studies of Mogo



