Why Mogo?

• 100% happiness guaranteed
  We’re so sure that you’re going to love your Mogo experience that we back it up with a guarantee. If you’re not happy with us when you pay off your balance, we’ll work with you to make it right — pinky swear.
• We lend the most
  Getting the amount of money you need is important and that’s why Mogo prides itself on offering the highest loan amounts for first time and existing customers compared to any similar company. In fact, in some instances our customers are approved for twice as much as what some competitors lend, and in the case of our 30 day loan at half the price.
• Best price
  It’s not all about convenience, we know our customers care about making smart financial decisions and we pride ourselves on having the lowest total cost of borrowing for a similar product. With our best price guarantee you can rest assure that we have you covered. Besides the fact that our 30 day and mini loan options are a fraction of what competitors charge, if you find a similar loan cheaper we’ll match it.
• 1 hour funding
  Mogo is all about speed because that’s what our customers care about. In fact, if you choose our 1 hour funding option we guarantee to have the money in your Bank or PayPal account within 1 hour from the time you sign your loan agreement. If your money doesn’t arrive within 1 hour we’ll refund the delivery fee. If it takes over 24 hours we will take $20 off your current loan fees! 1 hour funding available during Mogo business hours, 7 days a week.
• 9 out of 10 approved
  No matter how good a loan might be, if you don’t get approved for it who cares. Whereas other finance companies like banks and credit cards only approve a small fraction of the people who apply, we have created a product mix that allows us to approve 9 out of 10 people. There’s also no waiting around to find out if you’re approved, you’ll know instantly.