Avoid credit aftershock with Mogo Money

Canadians are suffering from the aftershock of too much credit, along with high NSF fees, overdraft fees and other hidden costs of borrowing. All this has helped contribute to record levels of personal consumer debt that now averages over $27k per Canadian.

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With Mogo you also get a free Prepaid Visa Card. Load your own money or Mogo Money instantly.

Small loans that you can pay back whenever you want

Mini Money is a small personal line of credit that is meant to be used for short term cash needs, but it gives you the flexibility to pay it back whenever you want.

Loan amount: $250

Minimum bi-weekly
interest payments
$3.66 *

Free, no monthly fee prepaid Visa Card

The Mogo Card is the world's first free designer Prepaid Visa Card with no monthly fees. Others charge up to $20 for the card and up to $25 per month in fees. The Mogo Card can be loaded with your own money or instantly loaded with Mogo Money.

3 super-fast ways to get your money

Mogo Money is all about speed and convenience. You can get your money in as little as 5 minutes. Learn more


to your Mogo Card


to your PayPal account


to your bank account

Free Credit Score

Did you know that more than 50% of Canadians don’t know their credit score? Knowing your credit score is an important part of managing your financial well being. Every Mogo Money account comes with a free credit score.


30-Day Money Back Guarantee

Enjoy borrowing risk free with our 30 day money back guarantee. If you don’t feel you made the right choice for any reason, we’ll give you your money back.


Know your limit, loan within it

Our goal is to ensure you get the information you need to make an informed decision, but ultimately it’s up to you to borrow responsibly.

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Mogo is currently issuing Mogo Cards to a limited number of users. Enter your email address to request an invite and we'll let you know when Mogo is ready for you.

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