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Why is identity fraud a big deal?

But how would they even get my identity?

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Common Questions About Identity Fraud

  • It’s when someone takes your personal information to conduct criminal activities. It can happen in a variety of ways, from people going through your trash, to someone stealing your wallet, to data breaches at organizations that have your personal information including name, date of birth, and your SIN.
  • When someone uses your personal information to open new accounts, such as bank accounts, credit cards, or even mortgages all in your name. The difference between the two is that identity theft is the act of stealing someone’s personal information with the intent to commit fraud.
  • There are many things you can do to minimize the risk that you become a victim. Be smart about how you use your personal information and make sure you don’t expose it unnecessarily — whether it’s by putting papers in the trash that have personal information on it or posting too much on social media. But a lot of the risk is beyond your control in this digital world, as breaches and hacks have become an almost daily occurrence. So having a solution that alerts you if anyone is attempting to get credit or open an account in your name is perhaps the most important thing you can do to protect yourself.
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