We want to be rich while making the world a better place. We’ve seen enough greenwashing. We hear all the talking but no real actions.
We can be millionaires with a conscience. Let’s live our lives with no regrets.
AND INVEST CONSISTENTLY
WHILE MAKING A POSITIVE IMPACT
IT’S NOT ABOUT HOW MUCH YOU MAKE
How you spend determines whether you can build wealth or live in debt. The MogoCard is designed to help you spend less than you make while making a positive impact effortlessly.
(it's not a credit card)
Buy now pay “now” is the way
Spend smarter and avoid debt traps like credit cards and buy now pay later plans. The MogoCard works like cash—it's designed so that you can only ever spend what you've loaded onto the card. No more surprising credit card bills at the end of the month.
- INSTANT BALANCE NOTIFICATIONS
- SPENDING ANALYSIS
- NO DEBT
stay on top of your spending with ease
Every month, we’ll share analyses that can help you better understand your spending patterns—so you can anticipate high-spend days and budget better all month long.
BUDGETING MADE EASY
ZERO CARBON FOOTPRINT
Change your card. Change the world.
- Plant Trees
- Remove co2
- Make an impact
YOUR POSITIVE IMPACT AS A MOGOCARD USER
Recycling and reducing consumption are good but won't get us to net zero emissions. Without offsetting your carbon footprint—by planting trees that absorb CO2—we cannot erase our total global greenhouse gas emissions. Yet if only 25% of Canadians spend with the MogoCard, Canada would not only be net zero but climate positive—meaning we would erase even more CO2 than what's emitted.
Plant a tree with every tap
1,028,000,000+lbs of CO2
Secure your money
Free credit score monitoring
Free Identity Fraud Protection
Free card. No monthly fees.
- Add money instantly Free
- Monthly account fee Free
- Unlimited purchase transactions Free
- Ordering your MogoCard Free
- Monthly credit score monitoring Free
- Identity fraud protection Free
- Domestic ATM $1.50
- International ATM $3.00
Account Inactivity Fee
Only charged after a year of inactivity and if there is a remaining balance.$1.99
- Foreign currency transaction fee 2.5%