RULE
YOUR
SPENDING

With the Mogo
Prepaid Visa® Card

The MogoCard helps you control your spending in ways that debit and credit cards can't. You could save hundreds of dollars a month.

Spend smarter

Mogo Platinum Prepaid Visa Card

Spend less and save more with the reloadable MogoCard. This is not a credit card – you spend only the money you load and track it on your phone. Unlike your typical plastics, you can choose our free Vader card design or upgrade to one of our designer cards.

How it works

Add money to your MogoCard

Transfer money from your bank account directly to your Mogo Prepaid Visa Card and only spend what you load.

Add money to your MogoCard

Set spending goal

Decide how long you want your money to last. Once you've set your goal, you can see how many days you have left and what your recommended daily budget is.

Set spending goal

Smart notifications

Stay on top of your spending like never before. After each purchase you instantly get an update with the amount you just spent and your updated balance.

Smart notifications

The Ultimate Reward Program

By using the MogoCard to control your spending,
you could save hundreds or thousands of dollars a year.

Did you know?

The typical reward program gives you about $10 worth of value for every $1,000 you spend. So to get a $1,000 of value you would have to spend about $100K a year.

No fee on foreign transactions

Most credit and debit cards charge a 2.5% foreign transaction fee, which means for every $100 transaction outside of Canada you will be charged an additional $2.50 in fees. With Mogo we don’t charge any additional foreign transaction fee.

Save on fees

$0

Monthly fee

%0

Foreign transaction fee

%0

Interest

Typical bank debit cards charge up to $15 per month for unlimited transactions or require that you have a minimum balance. The MogoCard requires no minimum balance, has unlimited transactions, and no monthly or annual fee. And of course there is no interest since you are using your own money.

See our fees

Add money instantly online

Free

Monthly fee

Free

Purchase transactions

Free

Vader Card purchase

Free

Foreign currency conversion

Free

Domestic ATM

$1.50

International ATM

$3.00

Designer Card purchase

depends on design

Card replacement

depends on design

Add money at Canada Post

$3.00

Cash or debit

Charged by Canada Post

Account inactivity fee

$1.99

Only charged after a year of non-card use. Transaction activities keep the spending account free!

Unless balance is $0

NSF fee

$25

If your Add Money request is denied by your bank

Track your credit score for free

By using the MogoCard instead of a credit card, you will be lowering your credit utilization rate which could improve your credit score. With Mogo, you will also be able to track your Equifax credit score every month for free and see how your financial health is improving.

MORE ON CREDIT SCORE
Loading

What our customers think

iPhone 6 displaying the Mogo AppMogoCard

Ready to spend smarter?

Join over MogoMembers. It's time to rule your finances.

Sign Up

Log in

Don’t have an account yet?