Your financial best is calling

Spending control is critical to achieving a rich life, but what's in your wallet is holding you back. Unleash the ultimate control you deserve with MogoSpend.

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$0Monthly fee

Spend your own money, get unlimited cashback

Ever surprised by your credit bill at the end of the month? A study found that people spend up to 100% more on a purchase using a credit card instead of cash. Debit cards have zero rewards. Both cards have next to no spending control features.

With MogoSpend, use your own money and get unrivalled spending control while earning unlimited cashback on your Mogo Visa* Platinum Prepaid Card. No gimmicks, no hassle, no monthly fees.

Foreign purchases
Domestic purchases

How much cashback?


Cashback in a year

Debit card

Cashback in a year

Monthly spend


Domestic purchases


Foreign purchases


Know your spending, in real-time

Real-time notifications
Staying in control requires instant updates. Every time you use your MogoCard, get a notification showing you the amount spent, an updated balance, and cashback earned.

Spending insights
We make it easy for you to stay on top of your money with insights that help you optimize your spending.

Budgeting made easy

Set a Spending Goal and see your recommended daily budget to stay on target.

Set it and forget it

Easily schedule auto-transfers weekly, bi-weekly, or monthly from your bank account to MogoSpend – no need to switch banks.

Security matters

Visa Zero liability
Your MogoCard is protected from unauthorized use with Visa Zero Liability Policy.

Freeze your lost card instantly
If you lose your card or it’s stolen, you can freeze it instantly on the MogoApp and order a new one easily.

Get smarter with MoneyClass

With the MogoApp, get the key strategies and tips to start mastering your financial habits today.