The smartest / coolest / best-est way to spend.

Open a MogoAccount to get in line for a MogoCard beta invite.

It won’t impact your credit score!

The control of debit without the fees. The convenience of Visa without the debt.

The MogoCard is a reloadable Platinum Prepaid Visa® Card that helps you spend the smart way: by using your own money. Unlike with debit cards, there's no risk of putting your bank account into overdraft or NSF—and because it's not a credit card, you won't rack up debt.

The card

Not only is the MogoCard free, it also has Chip & PIN and payWave so you can tap and go—oh and there's no monthly fee as long as your card is active. Use it anywhere Visa is accepted!

Take control

When you get your card, hook it up with the MogoApp (also free!) on your phone to get push notifications and alerts. This way, you'll always be able to see your balance, know when your card's been used, and keep track of your transaction history.

No need to switch

There's no need to change the way you bank right now—we'll make it easy for you to transfer money to your MogoAccount. Load your funds through:

  • Interac Online (instantly)
  • The Bill Payment feature in your online banking
  • In person at any Canada Post (instantly)

Sign Up