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MogoMini: A loan that helps you get in control of your finances

Borrow up to $3,500, pay only about 13 cents a day in interest per $100 borrowed.

check your rate

without affecting your credit score

Get a quick loan online without the hassle

Whether you need some last-minute emergency cash, or you want to get out of the payday loan cycle, MogoMini can help. It's a flexible loan that's designed to help you get in control of your finances.

How it works

Get pre-approved in minutes

Get your no-obligation loan pre-approval in just 3 minutes when you open a MogoAccount.

Get funded fast

Apply online from your MogoAccount dashboard. Chat with our friendly Happiness Experts if you have any questions.

Stay on track

We know you’ve got a lot going on, so we’ll send you Smart Alerts with regular reminders about payments and important info. Yes, your loan pretty much has a personal asisstant.

Achieve financial freedom

Not only is MogoMini up to 88% cheaper than a payday loan, your minimum payments cover your interest and optional fees. Mini is super flexible too—you can pay off all or part of your MogoMini loan whenever you like, with no penalties.

Level up

With on-time payments you could Level Up, which gives you access to higher loan amounts. Get rewarded for being in control of your finances. Who else does that? Learn more about Level Up.

Know your credit score for free

Get your Equifax credit score, which will be updated every month, all for free—no conditions, no other charges. Use it to track how your financial health is improving over time with Mogo’s unique dashboard.

MORE ON CREDIT SCORE

Get smarter with MoneyClass

With the MogoApp, get the key strategies and tips to start mastering your financial habits today.