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Finances with benefits

A better way to spend, borrow,

and get financially fit.


It takes just 3 minutes and won’t impact your credit score!

Open an account to get your #FinancesWithBenefits.

Free credit score

Don't know your credit score? You should. Get yours, with monthly credit score monitoring. (That's worth about $200/year!)

Personal loan pre-approval

Get pre-approved for a loan of $500 to $35K. Use it if you need it and work your way to lower rates with on-time payments.

Mogo Spending Account beta

It comes with a free MogoCard that's the perfect tool to control your spending. Available to MogoAccount holders only!

Time to get financially fit. Without switching banks.

Sign Up For Free

It won’t impact your credit score!

Free credit score

Keeping an eye on your credit score is a key part of managing your financial health. Almost every bank uses it when offering you any kind of credit, and even landlords and employers are starting to look at credit scores too. Sign up now to find out yours—and get free monthly credit score monitoring (a $200ish/year value).

Guess good things in life do come for free.


MORE ON CREDIT SCORES

Personal loans with rates for everyone. What’s yours?

Designed to help you get out of debt faster, our MogoMoney personal loans range from $500 to $35k and span a wide range of rates. Unlike the banks, we look for ways to say yes (whether your credit score is good or not-so-great) and we'll give you a commitment-free instant decision. Check your rate now without hurting your credit score.

MORE ON MOGOMONEY

Take control of your spending

With the free Mogo Spending Account, you'll get a MogoCard, which is designed to give you the convenience of a Visa and the control of a debit card. It's the perfect tool to help you stay on top of your spending and avoid fees.

MORE ON SPENDING ACCOUNT

Adulting 101

From getting you up to speed on the latest K-beauty trends to managing your finances, these sessions cover important adulting issues in a fun and actually memorable way. Did we mention MogoMembers get in for free?

Watch Video

Learn a thing or ten

Get exclusive member content like fresh financial fitness news and tips delivered to your inbox every week to keep you on top of your money. Start getting your financial education on.

CHECK THE BLOG

The MogoLounge

If you’re in Toronto, swing by 797 Queen Street West and visit us at “the coolest shop in Toronto that’s actually a bank.” (We’re def not a bank, but thanks for the love, BlogTO!) It’s the place to go for all your #FinancesWithBenefits, and did we mention the pop-up events and collabs with artists and designers on display?

Check Out the Lounge

Not a bank. By design.

Still wasting time in bank lineups? We've designed Mogo to be completely unbanklike. Sign up with us and get free monthly credit score monitoring, tools for getting out of credit card and other high-interest debt, awesome financial tips, and more.

Not a bank. By design.

Still wasting time in bank lineups? We've designed Mogo to be completely unbanklike. Sign up with us and get free monthly credit score monitoring, tools for getting out of credit card and other high-interest debt, awesome financial tips, and more.

“If you haven’t heard of Mogo, then it’s time to get schooled because they are changing the way we look at banking & finance.”
The Working Girl
The Working Girl
Lifestyle blogger
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