Finances with benefits

Free credit score with free monthly updates.
Just open a MogoAccount.

It won’t impact your credit score!

3 unique benefits in 1 innovative account

Free credit score

Don't know your credit score? You should. Get yours for free (with free monthly updates)!

Personal loan pre-approval

Get pre-approved for a loan of up to $35k with rates starting at 5.9%†. It’s a no-obligation offer, so use it only if you need it.

MogoCard beta

A Platinum Prepaid Visa® Card that has no monthly fee, it’s the perfect tool to control your spending. Available to MogoAccount holders with beta invites only!

Get your account now to get all three!

Sign Up For Free

It won’t impact your credit score!

Free credit score with free monthly updates.

Keeping an eye on your credit score is a key part of managing your financial health. Almost every bank uses it when offering you any kind of credit, and even landlords and employers are increasingly looking at credit scores too. How do you stack up against your friends? Sign up to find out—and get a free updated score every month.

Bonus: we’ll show you how to improve your score too.

MORE ON CREDIT SCORES

Personal loans with rates for everyone. What’s yours?

Designed to help you pay off high-interest debt, our MogoMoney personal loans go up to $35k and start at 5.9%†. Unlike the banks, we look for ways to say yes (whether your credit score is hot or not) and we’ll give you a commitment-free instant decision. Don’t need the loan? Don’t take it! Check your rate now without hurting your credit score.

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Let Vader help you control your spending

It’s not a debit card. Nor is it a credit card. The MogoCard is a no-monthly-fee Platinum Prepaid Visa® that’s designed to give you the convenience of a Visa but with all the control of a debit card. It’s the perfect tool to help you stay on top of your spending and avoid fees—yours free as a part of your MogoAccount.

MORE ON MOGOCARD

Adulting 101

When you’re an adult, you’re supposed to have figured out certain things. Like understanding that guacamole is extra. Not winging job interviews. Managing your money. Learn all this at our Adulting 101 series—just one of the cool benefits that you’ll have access to when you open a MogoAccount.

Watch Video

Learn a thing or ten

Get exclusive member content like fresh financial fitness news and tips delivered to your inbox every week to keep you on top of your money. Open your free MogoAccount to start getting your financial education on.

CHECK THE BLOG

The MogoLounge

If you’re in Toronto, swing by 797 Queen Street West and visit us at “the coolest shop in Toronto that’s actually a bank.” (We’re def not a bank, but thanks for the love, BlogTO!) It’s the place to go for all your #FinancesWithBenefits, and did we mention the pop-up events and collabs with artists and designers on display?

Check Out the Lounge

Let’s play a game

Level Up is a unique program we’ve designed for our MogoMoney personal loans that rewards good payment history with even lower rates and larger loan amounts over time².

SEE DETAILS

100-day money-back guarantee

Relationships take time. We know. That’s why we give you 100 days to test drive our loans. If you’re not happy, just repay the principal and we’ll refund your 100 days of fees. Easy…

Not a bank. By design.

Let’s face it, we're not happy with the banks. That's why we designed Mogo to be completely unbanklike. Sign up with us and get your Equifax credit score for free (with free monthly updates), tools for getting out of credit card and other high interest debt, awesome financial tips, and more. Stop wasting time in lineups at a branch.

Not a bank. By design.

Let’s face it, we're not happy with the banks. That's why we designed Mogo to be completely unbanklike. Sign up with us and get your Equifax credit score for free (with free monthly updates), tools for getting out of credit card and other high interest debt, awesome financial tips, and more. Stop wasting time in lineups at a branch.