Finances with benefits

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Not a bank. By design.

Let’s face it, we haven’t been happy with banks for a while now. There’s no reason to still be wasting time in lineups. You should always be aware of your financial health. And getting approved for a loan should take minutes, not days. Yes, Mogo can give you all of that (with more fun/finances with benefits to come).

Not a bank. By design.

Let’s face it, we haven’t been happy with banks for a while now. There’s no reason to still be wasting time in lineups. You should always be aware of your financial health. And getting approved for a loan should take minutes, not days. Yes, Mogo can give you all of that (with more fun/finances with benefits to come).

Hot or not: the credit score edition

67% of people would rather have a partner with a hot credit score than good looks. If your credit sucks, you might not get a good rate on that loan, a mortgage—or hot date. So, your MogoAccount shows you your credit score (paid for by us, provided by Equifax Canada). Is your score hot or not? Open your account to find out now.

Bonus: we’ll show you how to improve your score too.

MORE ON CREDIT SCORES
MORE ON CREDIT SCORES

Personal loans with rates for everyone. What’s yours?

Our MogoMoney personal loans go up to $35k and start at 5.9%†. They’re designed to help you pay off high-interest debt, regardless of whether your credit score is hot or not. And unlike banks, we look for ways to say yes and we’ll give you an instant decision. Open your free MogoAccount to check your rate with no impact to your credit score.

MORE ON MOGOMONEY
MORE ON MOGOMONEY

Let Vader help you control your spending

Built for a digital world, the MogoCard helps you stay on top of your spending and avoid fees with real-time notifications sent straight to your phone. Your account comes with the soon-to-be-launched Vader, a free reloadable Platinum Prepaid Visa® Card that you can swipe and tap without racking up debt. Get with Mogo and you’ll be one of the first to get yours.

MORE ON MOGOCARD
MORE ON MOGOCARD

Adulting 101

When you’re an adult, you’re supposed to have figured out certain things. Like understanding that guacamole is extra. Not winging job interviews. Managing your money. Learn all this at our Adulting 101 series—just one of the cool benefits that you’ll have access to when you open a MogoAccount.

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Learn a thing or ten

Get exclusive member content like fresh financial fitness news and tips delivered to your inbox every week to keep you on top of your money. Open your free MogoAccount to start getting your financial education on.

CHECK THE BLOG
CHECK THE BLOG

Let’s play a game

Level Up is a unique program we’ve designed for our MogoMoney personal loans that rewards good payment history with even lower rates and larger loan amounts over time.

SEE DETAILS

100-day money-back guarantee

Relationships take time. We know. That’s why we give you 100 days to test drive our loans. If you’re not happy, just repay the principal and we’ll refund your 100 days of fees. Easy...

" Is Mogo the Uber of finance? "

CNBC

" Sex and Snoop. Can the big banks handle this? "

The Toronto Star

" If you haven’t heard of Mogo, then it’s time to get schooled because they are changing the way we look at banking & finance. "

The Working Girl

" Thank you, Mogo for getting me out of payday loans and helping me pay off my debts! "

Brett P, Edmonton, AB

" This is exactly what is going to help me get out of high interest debt… in less than 24 hours, everything was approved and moving forward. "

Christine Z., Windsor, ON

" I am so thrilled to have been approved for the MogoLiquid! Now I can pay off EasyFinancial which has not made my life easy ... the cost of borrowing with them is insane! "

Karen G., Toronto, ON