Which province are you in?


Personal loans that can put you in financial control.

Borrow $500–$35,000 with a wide range of rates.Sign up to see what you qualify for without hurting your credit score.

It won’t impact your credit score!
"Is Mogo the Uber of Finance?"

Loans designed to help you get out of debt faster.

What’s your rate?

Personal loans with rates for everyone. What’s yours?

With loans from $500–$35K, we have a wide range of options for you, whether your credit background is awesome—or meh.

MogoMoney loans are designed to help you get out of debt faster while saving money. Don’t know where your rate would fall? All you have to do is sign up to find out.

Example: borrowing $10,000 at 19.9% APR/AIR

Short terms that don’t tie you down

If time were money, you’d be saving money and money.

You may not know it, but credit cards’ super low minimum payments don’t pay off much of the principal, which can keep you in debt for decades. Mogo’s installment loan terms are designed to get you out of debt in five years max. That makes your total cost of borrowing with Mogo a fraction of what you’d be paying—even at the same rate as a credit card.

Level Up to better rates

Let’s play a game.

When’s the last time your bank or credit card company lowered your interest rate?

With our unique Level Up program, you could earn lower rates simply by making your payments on time. Think of it like a game that gets you out of debt faster... so, basically the opposite of Monopoly.

Got 3 minutes?

Save the waiting for the bank.

Getting a loan shouldn’t take weeks. In three minutes, you could download the MogoApp and check your rate without hurting your credit score. Oh and your loan could be funded as soon as the same day too.

Free monthly credit score monitoring

Now you have no excuse not to know your credit score.

After signing up, you’ll start seeing your Equifax Canada credit score in your dashboard, which gets updated every month. From getting an awesome interest rate on your loan to buying (or renting) that dream pad, knowing your score is the key to successful adulting.

Fun fact: Spending over 70% of your credit card limit could drop your score big time. Get more credit score tips when you sign up!

How do you stack up against the rest of Canada? Find out now.

Game on

It’s more fun when someone else is motivating you.

We know you’ve got a lot going on. That’s why we keep you on track by sending you a monthly account Snapshot, reminders about payments, and other important info. Yes, your loan pretty much has a secretary.

100-Day Money-Back Guarantee

We’re happy if you’re happy.

Relationships take time. We totally understand. That’s why we’re giving you 100 days to make sure you’re happy with Mogo. If you’re not, just pay back the principal and we’ll gladly give you your 100 days of paid interest and fees back.

"To get a jump on my debt, I took out a MogoLiquid Loan, and received approval and funding within a week. With the money they provided I paid off my Visa debt instantly, and got to work paying back Mogo at a much lower interest rate."
Alyssa Garrison
Alyssa Garrison
Blogger at Random Acts of Pastel
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