MogoLiquid

A personal loan that helps you take back control of your finances.

Borrow up to $35,000 with rates starting at 5.9%. Plus it doesn't hurt your credit score to get pre-approved.

Check Your Rate

Borrowing money can suck. We get it.

Racking up credit card debt isn't fun. Nor are last-minute cash emergencies. It's easy to get stuck in an endless cycle of payments and going to the bank isn't always an option. If you're over the hassle, the jargon, and the messy paperwork, come to Mogo.

How MogoLiquid can help

Take the stress out of borrowing

Get your no-obligation loan pre-approval in just 3 minutes when you open a MogoAccount. Have a question about your loan? Chat online with our Happiness Expert team!

Get out of debt faster

Borrow smarter and get out of credit card and other high-interest debt faster. Funds could be deposited into your account as soon as the next day.

We also have a Level Up program on eligible loan products, which could allow you access to lower rates or higher loan amounts with on-time payments, conditions apply.

MogoLiquid has up to 5-year terms

This means you'll be done paying both principal and interest by then. Unlike with credit cards, each MogoLiquid minimum payment you make brings you closer to actually getting out of debt. That's a lot of interest you're saving.

BORROWING EXAMPLE:
$10,000 at 19.9%

$46.7KYears to pay off (making minimum payments)Total interest4Fixed term83$4.6KCredit cardMogoMoney
$46.7KYears to pay off (making minimum payments)Total interest4Fixed term83$4.6KCredit cardMogoMoney
$4.6K$46.7KYears to pay off (making minimum payments)Total interest4Fixed term83Credit cardMogoMoney
$4.6K483Total interestFixed termYears to pay off (making minimum payments)$46.7KCredit cardMogoMoney

A 100-day test drive

With most of our loans, if you don't love your loan experience within the first 100 days, just pay back your principal and we'll refund those first 100 days of paid interest and fees.

Personal loans with rates for everyone

With loans from $5K to $35K, we have a wide range of options for you, whether your credit background is awesome or meh.

Our Rates

But wait, there’s more!

  • Flexible terms

    All of our loans can be paid off in full at any time with no penalty.

  • Your info is safe

    Everything is encrypted and uses bank-level security.

  • Free credit score

    Get your Equifax credit score each month and track your financial health.

Check your rate now.

  1. Set up your MogoAccount profile (and get your free credit score)

  2. See your pre-approval offer

  3. Send us your paystub and ID, and verify your bank account

  4. Chat with a Happiness Expert if you need help with things like setting payment dates!

  5. Sign your e-agreements

  6. Get funded as soon as the next day. We’ll send you regular snapshot emails to help you stay on track with your payments!

Get smarter with MoneyClass

With the MogoApp, get the key strategies and tips to start mastering your financial habits today.