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Complicated life, uncomplicated mortgage.

Open a free MogoAccount in just minutes to apply for a mortgage online!

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Getting a mortgage has never been simpler.

Applying for mortgages is stressful enough without the stacks of papers and forms to keep track of. Not to mention the overwhelming amount of advice and info out there. We'll help simplify all that (and save your sanity.)

Why go with MogoMortgage anyway?

A revolutionarily easy way to apply

The 21st century deserves a simple, streamlined online mortgage application. All you need to start applying for a MogoMortgage is a smartphone, tablet, or computer.

Because not everyone is a mortgage guru

Whether you're in the beginning stages of applying or have a question about your existing MogoMortgage, our friendly (and smart) mortgage team is available on phone, email, and online chat when you want to talk.

Great rates, right off the bat

Here, you’ll get the lowest rates we offer—without having to coax, haggle, or charm us. As a mortgage brokerage, we work with some of the top lenders in Canada to put together a lineup of some of the best mortgage products and rates.

Play with our rates


Anniversaries should have anniversary presents

Each year, you’ll get a gift to celebrate getting closer to paying off your mortgage and becoming financially independent. First up when we make things official: a bottle of wine. (Perfect for kicking off your new mortgage.)

A simple, hassle-free process

  1. See what you’re qualified for.

  2. Unlike many banks, our displayed rates are our actual rates—and they're market-leading.

  3. It takes only a few minutes to complete our commitment-free online mortgage application.

  4. Our mortgage specialists will typically get back to you within a day of receiving your application.

  5. Your mortgage specialist will guide you through the process all the way to closing.

  6. Now for the exciting part. We'll help you stay on track and get mortgage-free, with a customized mortgage dashboard available online and through our mobile app


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